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What's My Property Worth?
Welcome > For Sellers > What's My Property Worth? ...

I am starting to think of moving but have no idea what my home is worth.

How do I find the true value of my home?

One of the most difficult parts of collecting the information to help you with your decision to sell, the right timing and identifying the amount of money you are dealing with when you purchase your new home, is finding out what your home will sell for.


A recent survey of the local market showed that more than 50% of the homes that had sold had been reduced and/or marketed more than once before they sold. In other words one of three things happened: (or a combination of)

1) the agent made a mistake on a price for the current market.
2) the homeowner wanted more than the market was willing to bear.
3) the market shifted after the home was placed for sale requiring and adjustment.



The three goals I strive for when advising a client are:

  • Make your move as smooth as possible.
  • Get you where you want to go, on time.
  • Put you in the best negotiating position possible to achieve the highest dollar value.

    (I like my three points more than the 3 regarding price reductions)



    As a service, I am happy to send you comparable properties in your local area for you to  narrow down a value range: and if interested we can set you up on an automatic email program to alert you when homes similar to you home are listed for sale.



    An accurate value, one that you can work out your exact equity would require walking through the home and taking detailed information and some homework before an accurate figure can be understood. Many things affect value and one key item of determining pricing is how the property is staged. Staging can either add or detract up to 10% to the value of a home. If what you are interested at this point is a guideline or rough guess just fill out the form that follows and I will be happy to send you any homes that have sold and ones currently on the market.


    When the time comes for an exact selling price it just takes a call or an email to get the accurate facts in your hands and to begin the process of finding that “perfect” next home.

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Real Estate Tips
Short Sales >2. How to Request a Short Sale

If you are facing foreclosure and are considering selling your home as a short sale as an out, get in touch with a trusted real estate professional immediately. They will be able to assist you in the process of requesting to short sell your home.

  1. Your real estate agent will most likely tell you that some banks will not allow a short sale to happen. Contact your lender’s loss mitigation department and speak with a supervisor. Explain your financial situation and ask if you qualify to sell your home as a short sale.
  2. Ask the supervisor what documents you’ll need to proceed and make copies of those. (Depending on the lender this could be anything from bank statements, tax forms, pay stubs, etc.)
  3. Ask your real estate agent to come up with a comparative market analysis report to show your lender how much the home is worth based on home sales in the area.
  4. Write a letter of financial hardship detailing the reasons you are no longer able to make payments on your home.
  5. When you’ve completed all the aforementioned necessary paperwork, compile it together and mail it to your lender’s loss mitigation department.
  6. Pending your short sale application approval, request a deficiency release from the bank. The release absolves you of any obligation to pay the balance on the mortgage. If the bank refuses, continue to press the issue.

See All Tips In The "Short Sales" Category >
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Real Estate Trivia
Q 
The smallest of Canada's 1000 Islands shares a name with a fairy tale hero. What is it?

A 
Tom Thumb
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Lindsay Smith, REALTOR®, real estate agent and broker for Oshawa, Whitby, Courtice and Bowmanville, Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)

Lindsay Smith
Keller Williams Energy Brokerage

420 Green
St Whitby, Ontario L1N 8R1
905-430-2320
Fax: 1-888-357-3549
lindsay@soldbylindsay.com

Negotiating for over 2 decades means having gained experience from many difficult and challenging situations. I bring this experience with me to help you achieve a better price. I am continually negotiating with sales reps with lesser experience which gives my clients the opportunity to sell higher or buy lower.



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