Letter of appreciaton for a job well done
My family and myself experienced the professionalism that we all expect and so very seldom receive in the process of buying and selling. Our dealings were orchestrated by Lindsay Smith and his most helpful assistant. It seemed anytime we had a question about anything relating to our purchase and sale they were right there for us, never doubtful or misleading. I cannot recommend this sales team highly enough, and I have and will continue to recommend them to all our friends and acquaintances who my now or in the future be considering the purchase or sale of a home. Once again Lindsay, thank you for a job well done!"
Gord Greig
You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 
Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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| Q |
Over what famous building is aircraft forbidden to fly at any time?
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| A |
No aircraft is permitted to fly over the Taj Mahal in India. |
See More Real Estate Trivia > |
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Lindsay Smith RE/MAX Jazz Inc. 21 Drew Street Oshawa, ON L1H 4Z7 905-434-5222 Toll Free: 1-888-732-1600 Fax: 905-436-1745 lindsay@soldbylindsay.com
Negotiating for over 2 decades means having gained experience from many difficult and challenging situations. I bring this experience with me to help you achieve a better price. I am continually negotiating with sales reps with lesser experience which gives my clients the opportunity to sell higher or buy lower.
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