I am so excited you clicked on the “curious about buying” link!
Today’s market offers the best opportunities for purchasing a home that we have seen locally since before 1990! I recently wrote an article for the Oshawa This Week about how much cheaper it is to purchase a home today than it was back in 1990.
Buying a home can be either a stress filled experience or one that you are guided through with the advice and leadership of a seasoned professional. My skills in working with Buyers have been developed over the past 24 years and those skill sets help my clients:
- Get where they want to go on time.
- Move to their new home smoothly and with little stress.
- Place them in the best negotiating position possible with a strategy to obtain the home they choose at the lowest price.
Doing your homework is the beginning of a successful move. However, many buyers want to check out the market before contacting a realtor. For the buyers who want info only at this point, I would be happy to place them on an “alert” email campaign. By filling out the basics of what you are looking for, when a home with those features comes on the market you will be the first to know. An email will be sent out and if you are keen on looking at the home all it takes is a call or an email.
For those who are getting closer to buying it would be best to meet and discuss your situation before seeing homes. Doing a pre-qualification allows you to shop knowing exactly what you can afford. This reduces the disappointment of finding a home that might be a bit beyond your budget. At the first meeting you will leave with the exact amount you can afford, a clear vision of what your money will buy you and answers to questions about the process and all of the costs involved.
I would be happy to send you new properties when they come on the market or to sit down with you and establish exactly what your dream home looks like, how to finance it and how to go about finding it.
All it takes is a call or an email.
 
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Closing or Settlement >The Settlement
The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.
When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.
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| Q |
What island in the St. Lawrence River was given away on a television game show in 1964?
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| A |
Price is Right Island was given away by Bill Cullen on "The Price is Right." |
 See More Real Estate Trivia > |
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Lindsay Smith
RE/MAX Jazz Inc.
21 Drew Street
Oshawa, ON L1H 4Z7
905-434-5222
Toll Free: 1-888-732-1600
Fax: 905-436-1745
lindsay@soldbylindsay.com
Negotiating for over 2 decades means having gained experience from many difficult and challenging situations. I bring this experience with me to help you achieve a better price. I am continually negotiating with sales reps with lesser experience which gives my clients the opportunity to sell higher or buy lower.
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