I am so excited you clicked on the “curious about buying” link!
Today’s market offers the best opportunities for purchasing a home that we have seen locally since before 1990! I recently wrote an article for the Oshawa This Week about how much cheaper it is to purchase a home today than it was back in 1990.
Buying a home can be either a stress filled experience or one that you are guided through with the advice and leadership of a seasoned professional. My skills in working with Buyers have been developed over the past 24 years and those skill sets help my clients:
- Get where they want to go on time.
- Move to their new home smoothly and with little stress.
- Place them in the best negotiating position possible with a strategy to obtain the home they choose at the lowest price.
Doing your homework is the beginning of a successful move. However, many buyers want to check out the market before contacting a realtor. For the buyers who want info only at this point, I would be happy to place them on an “alert” email campaign. By filling out the basics of what you are looking for, when a home with those features comes on the market you will be the first to know. An email will be sent out and if you are keen on looking at the home all it takes is a call or an email.
For those who are getting closer to buying it would be best to meet and discuss your situation before seeing homes. Doing a pre-qualification allows you to shop knowing exactly what you can afford. This reduces the disappointment of finding a home that might be a bit beyond your budget. At the first meeting you will leave with the exact amount you can afford, a clear vision of what your money will buy you and answers to questions about the process and all of the costs involved.
I would be happy to send you new properties when they come on the market or to sit down with you and establish exactly what your dream home looks like, how to finance it and how to go about finding it.
All it takes is a call or an email.
 
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First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
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| Q |
Where is the world's largest bridge located?
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| A |
Lake Pontchartrain Causeway at New Orleans, Louisiana is the world's largest bridge. It is almost 24 miles long. |
 See More Real Estate Trivia > |
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Lindsay Smith
RE/MAX Jazz Inc.
21 Drew Street
Oshawa, ON L1H 4Z7
905-434-5222
Toll Free: 1-888-732-1600
Fax: 905-436-1745
lindsay@soldbylindsay.com
Negotiating for over 2 decades means having gained experience from many difficult and challenging situations. I bring this experience with me to help you achieve a better price. I am continually negotiating with sales reps with lesser experience which gives my clients the opportunity to sell higher or buy lower.
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